Investigating the Effecting Factors on the Adoption of Agricultural Supplemental Insurance (case study on Alborz Province Farms)

Document Type : Research Paper

Authors

• mohsen nikzadi panah ¹
• Jaafar Azizi ²
• Yaaghub Zeraatkish ³

¹ Master`s Student in Agricultural Management, Islamic Azad University, Science and Research Branch, Department of Economic, Agricultural Extension and Education, Tehran, Iran.

² Assistant professor of Islamic Azad University, Rasht Branch, Department of Agricultural Management, Rasht, Iran

³ Assistant professor of Islamic Azad University, Science and Research Branch, Department of Economic, Agricultural Extension and Education, Tehran, Iran.

Abstract

The purpose of this research was investigating the effecting factors on the adoption of agricultural supplemental insurance by Alborz Province farms. The type of research is descriptive-correlation that is done through survey method. Statistical population of research are farmers in the villages of Alborz province that throught Krejcy & Morgan table and clustered sampling was selected 317 people totally random. Main tool of this research is a questionnaire that it`s validity is obtained by using panel of experts and masters in the agricultural managment field. The reliability of the questionnaire is done through pre-test and by Cronbach's alpha coefficient, that was acceptable. The results of analysis regression are indicated annual agricultural income, awareness of insurance conditions, land ownership, having a non-agricultural job, level of education and riskiness well explain for 68.1% changes in adoption of agricultural supplemental insurance.

Keywords

• Adoption
• Supplemental Insurance
• Agricultural
• Alborz Province
• Farms

20.1001.1.20086407.1399.12.48.1.7

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